John and Mary both are working and they have quite good income. They thought they would be able to travel to overseas in every two year with their two children. In fact, they don't know where their money goes and they are struggling financially.
John and Mary talk about it. They decide that if they know how and where their money gets spent so they will be able to save money. They start using Shoppingmate and create their own budget with Shoppingmate. Shoppingmate gives a statistics about their financial situation. Shoppingmate also gives a warning if they spend too much on shopping.
Although they know they cannot reduce the cost of every item such as mortgage or rent, food expenditure is one of the most frequent and adjustable in the budget. John and Mary know having a good tool just provides help, discipline and consistence are more important. So every time they go to shopping, they use Shoppingmate to prepare a shopping list, check it to ensure it will not exceed the budget. In addition, both start bringing a sandwich to work to save some money.
They keep doing this and at the end of the day they can see the result.
Here is a Typical Family Expenses
- Food at home 20.3%:
- Food away from home 4.57%
- Alcoholic Beverages 0.84%
- Housing 26.58%
- Furniture 0.89%
- Clothing 4.80
- Transportation 12%;
- Insurance 2%
- Health Care 4.58%
- Entertainment or Recreation 7.21%
- Education 10.5%
- Tobacco 7.1%
- Miscellaneous 2.15%
- Personal Taxes 30.5%
Control is on your hand and Shoppingmate is a good tool for you.
Squares Solutions Company
January 2009
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